Bankruptcy

West Tennessee Bankruptcy Attorneys

If you are in debt due to medical bills, late credit card payments, or for any other reason, we can help. Being in debt is nerve-racking. Your house may be in foreclosure. Creditors may be calling you at home and at work. If you are overwhelmed by debt, the lawyers at Mueller & Ellis, PLC can file a bankruptcy petition that allows you settle your debt and move forward with your life. Bankruptcy laws provide several types of debt relief. Contact Mueller & Ellis, PLC in Jackson, Tennessee, for more information about your eligibility for bankruptcy protection.

Types of bankruptcy

• Chapter 7. Chapter 7 is a form of bankruptcy that allows you to eliminate consumer debt through liquidation of certain assets. Some types of debt are not eligible for bankruptcy, including federal student loans and child support payments. There is a means test to determine whether or not your eligible for Chapter 7 bankruptcy.
• Chapter 13. Chapter 13 bankruptcy allows you to restructure your debt. Instead of immediately eliminating debt, you create a payment plan that works within your budget to repay creditors over a set period of time, usually 3-5 years. Most people who do not qualify for a Chapter 7 bankruptcy meet the requirements to file for Chapter 13.

In either case, the goal of filing bankruptcy is to obtain relief from creditors and gain a financial clean slate.

We take care of the details

Our bankruptcy attorneys take the time to learn about your situation. Working with you, we determine which form of bankruptcy best meets your needs. We prepare and file all required paperwork. We represent you at hearings. We remain in communication with clients until the process is completed and the debt is cleared. For more information about our debt relief lawyers, contact us at 1-888-514-4987. We serve West Tennessee and the surrounding communities, including Lexington, Trenton, Milan, Brownsville, and Humboldt.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.